South Bend ZIP Codes — St Joseph County, IN

There are 16 unique ZIP codes in South Bend, Indiana. Area code: 574.

ZIP codes

136.59

sq mi land

1.41

sq mi water

574

area code

South Bend, IN ZIP code map

About South Bend, IN

South Bend, Indiana, is a vibrant city located in the northern part of the state. It is well-known for its rich cultural heritage and strong community spirit. With various attractions and a deep historical background, South Bend offers a unique blend of urban and suburban living.

Location & geography

Geographically, South Bend is situated along the St. Joseph River, which adds to its scenic beauty. The city is located roughly 30 miles east of Lake Michigan and has neighboring cities such as Mishawaka, which is just a few miles to the east, and Elkhart, approximately 20 miles to the northeast. With a total land area of 136.58 square miles and a water area measuring 1.41 square miles, South Bend features a mix of urban development and natural landscapes.

Community & economy

The character of South Bend is shaped by its diverse population and thriving local culture. The economy is supported by various industries, including education, healthcare, and manufacturing, providing residents with a range of employment opportunities. Daily life in the city features community events, local sports, and a commitment to preserving its historical roots.

Transportation

Major highways facilitating transportation in and out of South Bend include U.S. Route 31 and Interstate 80/90, allowing for easy access to surrounding areas. The nearest airport is South Bend International Airport, which serves as a regional hub for travelers. Public transit options are available through the Transpo bus system, promoting accessibility throughout the city.

History

South Bend was founded in the early 19th century, with its economy initially driven by the lumber and manufacturing industries, particularly the production of Studebaker automobiles. A notable event in the city's history is the establishment of the University of Notre Dame, which has become a cornerstone of the community and a significant cultural symbol for the city. Throughout the years, South Bend has adapted and grown, fostering a rich tapestry of history and community pride.

Did you know?

One surprising fact about South Bend is that it was once home to the famous Studebaker Corporation, which significantly influenced the automotive industry in the early 20th century. Additionally, South Bend is recognized for its vibrant arts scene, highlighted by numerous galleries and cultural events throughout the year.

ZIP codes for South Bend, IN (16)

ZIP code	City	County	Map
46601	South Bend	St Joseph	View map
46613	South Bend	St Joseph	View map
46614	South Bend	St Joseph	View map
46615	South Bend	St Joseph	View map
46616	South Bend	St Joseph	View map
46617	South Bend	St Joseph	View map
46619	South Bend	St Joseph	View map
46624	South Bend	St Joseph	View map
46626	South Bend	St Joseph	View map
46628	South Bend	St Joseph	View map
46634	South Bend	St Joseph	View map
46635	South Bend	St Joseph	View map
46637	South Bend	St Joseph	View map
46660	South Bend	St Joseph	View map
46680	South Bend	St Joseph	View map
46699	South Bend	St Joseph	View map

Demographics & statistics

148,799

Population

37.0

Median age

$56,212

Median household income

$32,304

Per capita income

$136,340

Median home value

$962

Median monthly rent

61.9%

Home ownership

19.5%

Poverty rate

5.6%

Unemployment

47,645

Housing units

30.8%

Bachelor's or higher

Age distribution

Male Female

4,649

Under 5

4,844

4,769

5–9

4,968

5,042

10–14

5,252

4,851

15–19

5,053

5,266

20–24

5,486

10,198

25–34

10,625

8,789

35–44

9,156

8,693

45–54

9,056

4,019

55–59

4,187

4,724

60–64

4,921

7,257

65–74

7,560

3,019

75–84

3,145

1,602

85+

1,668

← Male

Female →

Age summary

Group	Count	%
Under 18	35,725	23.3%
18 and over	113,074	76.7%
65 and over	24,251	16.1%
Median age	37.0 years

Race & ethnicity

White 59.4%

Black or African American 17.9%

Hispanic or Latino 8.5%

Two or more races 8%

Other race 4%

Asian 1.8%

American Indian / Alaska Native 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	96,653	59.4%
Black or African American	29,147	17.9%
Hispanic or Latino	13,821	8.5%
Two or more races	13,001	8%
Other race	6,429	4%
Asian	2,859	1.8%
American Indian / Alaska Native	581	0.4%
Native Hawaiian / Pacific Islander	129	0.1%

Household income

Under $10k 7.7%

$10k–$15k 5.3%

$15k–$25k 9.1%

$25k–$35k 10.8%

$35k–$50k 14.2%

$50k–$75k 18.1%

$75k–$100k 12.2%

$100k–$150k 13.6%

$150k–$200k 5.1%

$200k+ 4.0%

Range	% of households
Under $10k	7.7%
$10k–$15k	5.3%
$15k–$25k	9.1%
$25k–$35k	10.8%
$35k–$50k	14.2%
$50k–$75k	18.1%
$75k–$100k	12.2%
$100k–$150k	13.6%
$150k–$200k	5.1%
$200k+	4.0%
Median income	$56,212

Housing

Home values

Under $50k 10.3%

$50k–$100k 24.1%

$100k–$150k 22.5%

$150k–$200k 18.1%

$200k–$300k 15.7%

$300k–$500k 6.1%

$500k–$1M 2.7%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$136,340
Median rent / month	$962
Owner occupied	61.9%
Renter occupied	38.1%
Vacant	12.6%
Single-family detached	73.0%
Large apartment buildings	9.1%
Mobile homes	1.0%
Median rooms	5.5
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.4%
2010–2019	4.2%
2000–2009	5.3%
1990–1999	7.3%
1980–1989	5.6%
1970–1979	11.0%
1960–1969	10.4%
1950–1959	19.2%
1940–1949	11.2%
1939 or earlier	25.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	11.6%
2 bedrooms	28.4%
3 bedrooms	39.0%
4 bedrooms	15.1%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	10.0%
1 vehicle	39.9%
2 vehicles	35.5%
3 or more	14.7%

Heating fuel

Fuel type	%
Utility gas	81.0%
Electricity	17.0%
Propane / LP gas	1.1%
Fuel oil	0.1%
Wood	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	23,150	36.1%
Cohabiting couple	4,719	8.5%
Male householder, no spouse	12,790	22.4%
Female householder, no spouse	19,559	33.0%
Households with children under 18	16,643	26.9%
Households with seniors (65+)	18,063	29.5%
Average household size	2.39

Marital status

Status	Male	Female
Never married	41.6%	38.5%
Married	40.8%	37.2%
Separated	1.7%	2.1%
Widowed	2.6%	8.1%
Divorced	13.4%	14.1%

Education

Less than 9th grade 3.3%

Some HS, no diploma 8.1%

HS graduate 28.8%

Some college, no degree 20.5%

Associate's degree 8.4%

Bachelor's degree 17.5%

Graduate / professional 13.3%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	30.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2,536	6.6%
Kindergarten	1,959	5.4%
Elementary school	15,929	38.8%
High school	7,927	21.9%
College / grad school	10,149	27.3%

Employment

Industry of employment

Education & healthcare 28.0%

Manufacturing 15.7%

Retail trade 11.3%

Arts, food & hospitality 9.3%

Professional & management 8.3%

Other services 6.1%

Construction 5.4%

Finance & real estate 4.5%

Transportation & utilities 4.2%

Wholesale trade 3.0%

Public administration 2.6%

Information 1.3%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	37.7%
Service	17.4%
Sales & office	19.7%
Natural resources & construction	6.9%
Production & transportation	18.4%

Employment type

Type	%
Private sector	86.6%
Government	9.3%
Self-employed	4.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	73.5%
Carpool	10.6%
Public transit	2.1%
Walk	3.2%
Other means	2.5%
Avg commute (minutes)	20.0

Poverty

All people 19.5%

Under 18 years 25.5%

18 and over 17.1%

Married-couple families 5.8%

Female-led households 32.5%

Income support

Source	% of households
Social Security	32.0%
Retirement income	20.2%
Supplemental Security	5.5%
Cash public assistance	3.3%
Food stamps / SNAP	13.9%

Health indicators

Condition	%
High blood pressure	36.5%
High cholesterol	31.0%
Heart disease	7.1%
Stroke	3.8%
Asthma	10.3%
Arthritis	25.0%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	6.3%

Behavior / access	%
Binge drinking	14.5%
No physical activity	28.5%
Less than 7 hrs sleep	33.8%
Fair or poor health	19.3%
Poor mental health	16.6%
Poor physical health	12.4%
No health insurance	16.7%
Visited doctor (checkup)	77.2%
Visited dentist	54.0%
Cholesterol screening	87.1%
Teeth loss	19.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	6,896	6.1%

Disability	%
Any disability	14.5%
Under 18	6.4%
18–64 years	12.8%
65 and over	33.0%

Health insurance coverage

Type	%
Private insurance	61.9%
Public insurance	41.6%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	139,306	93.7%
Spanish	6,099	3.9%
Other Indo-European	4,357	2.7%
Asian & Pacific Islander	511	0.3%
Other languages	849	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	137,457	92.9%
Born in same state	136,092	92.0%
Born in different state	94,694	62.3%
Foreign born	1,365	0.9%
Naturalized citizen	11,342	7.2%
Not a US citizen	4,523	42.6%

Ancestry

Ancestry	Count	%
Italian	15,672	10.5%
French	9,262	6.2%
Arab	7,089	4.8%
Irish	3,537	2.4%
English	1,765	1.2%

Ancestry	Count	%
Polish	980	0.7%
German	387	0.3%
Norwegian	334	0.2%
Dutch	270	0.2%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does South Bend, IN have?

South Bend, IN has 12 ZIP codes: 46601, 46613, 46614, 46615, 46616, 46617, 46619, 46626, 46628, 46635, 46637, and 46699. Each ZIP code serves a distinct delivery area within the city and surrounding region.